Posts by Web master

trip

​Prevent car break-ins at trailheads

The next time you load up the GORE-TEX® and granola for a hiking adventure, make sure an all-too-urban problem doesn’t...

tools

Insurance is Not D.I.Y.

In the new world of technology, many people think they can shop online for their auto and homeowner insurance needs,...

computer

What coverage is there for my in-home business and office equipment?

With the Homeowners, Condominium, Renter, and Mobile Home policies, equipment for business use is covered to the policy limit of...

Why do I need Underinsured Motorist coverage?

Despite mandatory insurance laws in most states, approximately one in six drivers across the United States may be driving uninsured,...

Does my PEMCO auto policy cover me when I rent a car?

As a general rule, yes. However, there are nuances that are important to understand. Your policy will cover you for...

Why do I need Personal Injury Protection coverage, and how does it work?

Your medical plan may not give you enough protection and may be subject to a large deductible or co-payment. Personal...

Is my vehicle covered if I let someone else drive it?

This is a common question, understandably so: most folks want to feel confident their vehicle is protected when they turn...

a car

Are new vehicles covered?

Are newly purchased vehicles covered by my policy? Vehicles replacing those currently insured on your PEMCO policy, or additional vehicles...

Out-of-state student driver discounts

My children attend school out of state. Do I still need to keep them on my policy even though they...

Crashed car

What do I do if I get in an automobile accident?

Move your car to the side of the road, if possible. You’ll want to gather details from the other party...

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